The Ultimate Guide to USSD Codes of Nigerian Banks and Their Services

Introduction To Bank Ussd code

Nigerian banks are embracing digital technologies to give clients seamless banking experiences in today’s fast-paced world. Unstructured Supplementary Service Data (USSD) code scheme is one such invention that enables consumers to effortlessly carry out a variety of banking transactions using their mobile phones. We provide a thorough list of Nigerian banks and their respective ussd code in this comprehensive guide. This tutorial will arm you with the knowledge you need to make banking quicker and more convenient, whether you want to check your account balance, transfer funds, pay bills, or recharge your phone.

Access Bank

One of Nigeria’s top 10 richest bank, Access Bank, provides a range of USSD numbers for different banking procedures. On your mobile device, simply dial *901*5# to view your account’s balance. Dial *901*1*amount*account number# to make a transfer to an Access Bank account

It’s easy to open a new Access Bank account by dialing *901*0#. The USSD codes provided by Access Bank make handling your finances simpler than ever. Using their specific USSD codes, you can carry out further transactions such as bill payments, airtime recharges, and more.

Ecobank

With its USSD code system, Ecobank, one of Africa’s top banks, provides a seamless banking experience.

Just dial *326# on your mobile smartphone to check the balance of your Ecobank account. Dial *326*amount*account number# if you want to transfer money to an Ecobank account or to another bank. With *326*amount*phone number#, recharge your phone or that of others. With a variety of financial services at your fingertips, Ecobank’s USSD codes offer a dependable and practical way to handle your money.

First Bank of Nigeria

A variety of USSD codes is available from First Bank of Nigeria, a reputable name in the banking sector, enabling simple transactions

On your cell phone, dial *894*0*0# to view your account’s balance. Dial *894*amount*account number# to make a transfer to a First Bank account. With *894*amount*phone number#, you may conveniently and quickly recharge your phone or the phone of a loved one. To pay bills, top up your airtime, and access other financial services, utilize the USSD codes provided by First Bank.

FCMB

Here are some tips for maximizing the FCMB USSD code system:

Check Account Balance: Simply dial *329*0*0# on your mobile phone to check the balance of your FCMB account. You’ll receive an SMS with your account balance in a matter of seconds, allowing you to keep track of your finances.

Transferring money to FCMB accounts or accounts at other banks is simple and quick. To start a transfer, enter 329amount*account number#. Then, confirm the transaction with your secure PIN by following the on-screen instructions and entering the required information

Airtime Purchase: Do you or a loved one need to recharge their phone? You’re covered by the USSD code system at FCMB. To rapidly recharge your phone, enter *329*amount#.

Bill Payments: You can conveniently pay bills from the comfort of your home using FCMB’s USSD number, 329#. Dial *329*amount*service ID# to start paying your bills. Utility bills, TV subscriptions, and other services can all be paid with ease using FCMB’s USSD codes

Opening an Account: To open a new FCMB account, dial *329*1# and follow the on-screen instructions.

Guaranty Trust Bank ( GTB)

The innovative USSD code system used by Guaranty Trust Bank (GTBank), which takes pride in its user-friendliness, is a prime example.

On your mobile device, dial *737*61# to view your account’s balance. Dial *737*1*amount*account number# to make a transfer to a GTBank account. You may easily pay your bills or recharge your phone by dialing *737*amount#. With the help of GTBank’s USSD codes, you can access a variety of banking services whenever and wherever you need them

Fidelity Bank

with the fidelity USSD code, you can perform seamless transaction without stress. Open account , Check account balance, Top up your phone line, send money to other banks and pay bills, all these can be done on fidelity USSD code.

all you need is to first of all open an account

To Open an account, just dial *770# and follow the screen prompt.

subsequently, use *770# to perform all kind of transaction you want to carry out

In case you lost your phone an need block your account, you can block you account by dialing *770*phone number# on any mobile device. For example dial *770*07033744223# which is your phone number and then input your 4-digit pin

Zenith Bank

Through its USSD code services, Zenith Bank, a well-known financial institution in Nigeria, provides a seamless banking experience

To check the balance of your account, dial 966*0*0#. Dial *966*amount*account number# to make a transfer to a Zenith Bank account. You may quickly pay bills or recharge your phone by dialing *966*amount#.

The USSD codes from Zenith Bank give you the ability to handle your money effectively and securely while also giving you a convenient and dependable banking experience.

United Bank for Africa (UBA)

A wide variety of USSD codes are available from pan-African bank United Bank for Africa (UBA) for simple banking

Use your mobile device to dial *919*0*0# to check the balance of your UBA account. Dial *919*3*account number*amount# to make a transfer to a UBA account. Easy phone recharge or bill payment using *919*amount#.

With UBA’s USSD codes, you may conduct simple transactions whenever and wherever you like, guaranteeing that you can easily manage your accounts.

Union Bank of Nigeria

The USSD code system used by Union Bank of Nigeria is a reflection of the bank’s dedication to utilizing technology to improve client experiences

. Dial *826# on your mobile device to check the balance of your Union Bank account. Dial *826*1*amount*account number# to send money to Union Bank accounts or those at other financial institutions. Use the *826*amount*phone number# to recharge your phone or other devices.

With the help of Union Bank’s USSD codes, banking is made quick, easy, and accessible, giving you the power to manage your finances.

ALAT Bank (WEMA)

Wema Bank-powered ALAT Bank is dedicated to offering consumers simple and cutting-edge banking options

. Simply dial *945# on your mobile device to check the balance of your account with ALAT Bank. Dial *945*amount*account number# to transfer money to accounts at ALAT Bank or other financial institutions. With *945*amount*phone number#, recharge your phone or that of others

The USSD codes provided by ALAT Bank make managing your finances easier when you’re on the go.

Conclusion

The banking industry in Nigeria has undergone a transformation, thanks to the USSD code system, which provides consumers with unmatched accessibility and ease. You may easily conduct a variety of financial transactions thanks to the vast list of Nigerian banks and their accompanying USSD codes supplied in this comprehensive guide. These USSD codes put banking at your fingertips, whether you need to pay bills, check your account balance, or transfer money. Utilize the power of technology and see how easy USSD codes make banking





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Ugodu C. Emmanuel
Content Creator and a Financial Analyst

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